Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

The Commercial and Money Movement Payment Optimization team has a simple mission: we turn massive amounts of data into actionable insights that drive business value. Our analytic consultants and data analysts work with Visa's clients and staff to improve portfolio performance, program profitability and cardholder experiences. By coupling in-depth analysis of cardholder behavior with Visa's world-class products, digital offerings and marketing capabilities, we ensure our clients' programs operate at their peak potential and that cardholders have seamless commerce experiences in both the physical and digital world.

As part of the CMS Payment Optimization team, the Sr. Consultant will help to deliver this vision to Visa's partners - Issuers, Merchants and Acquirers via partnership with regional teams and internal stakeholders. The Sr. Consultant will work on initiatives for improving Visa Direct authorization rates within the Latin America region, coordinating regionally and cross-functionally. Additionally, the Sr. Consultant will support and strengthen partnerships with clients and key internal stakeholders through custom analytics, opportunity identification, and optimization of approval rates.

Experience with utilizing big data is critical to the success of the role as is the ability to deliver robust automation and effective data visualization. Finding the adequate balance of priorities will be important to successfully manage BAU reporting activities in parallel with projects and new initiatives. Innovation and a willingness to challenge traditional paradigms are also paramount to the success of the role.

Responsibilities

This role derives analytic insights on client performance and helps to deliver findings from those analyses to external and internal stakeholders. Prior to completing an analysis, this role will formulate and source the necessary datasets from internal tools and platforms, rendering insights in compelling presentations and visualizations.

Specific activities may include:

* Create and present analytic deliverables to external Visa clients, colleagues in the analytics team, and other internal and external stakeholders with varying degrees of analytical and technical expertise

* Get to an understanding of root problems, define analytical objectives and formalize data requirements for various types of analyses.

* Combine and analyze disparate data sources and derive insights in a Big Data environment. Independently perform analysis to render robust, thoughtful results

* Proactively facilitate the overall analytic delivery strategy for the organization

* Develop and execute against a strategy to achieve regional authorization improvement goals

* Compare client performance against industry best practices with a shrewd eye toward identifying performance and/or profitability improvement opportunity

* Develop presentations of complex data and content for clients in an accurate, understandable, and engaging manner

* Manage multiple project deliverables with varying timelines across different stakeholders

* Maintain ownership over ETL processes that convert Big Data sources into easily accessible reporting tools, enabling analytical efforts across CMS and its stakeholders

* Evolve datasets and other analytical tools to continuously provide value in a way that aligns with the changing requirements of the business

* Translate technical requirements from Visa business enhancements into tangible enhancements with our ETL processes

* Evaluate new and disparate Money Movement channels and develop a coherent and consistent support strategy, implementing a strategy to provide all partners with a consistent level of analytical support as CMS Payment Ops expands its remit

* Identify opportunities to support incremental CMS products

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications:
* 8 or more years of relevant work experience with a Bachelor's Degree in a quantitative field, or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD), or 2 years of work experience with a PhD.
* A minimum of 5-7 years' experience working in data analysis and/or insight delivery with a proven record of creating business value from data.
* High level of proficiency manipulating data from a variety of sources - Big data skills (Hadoop, Hive, Spark) and/or SQL skills required.
* Strong verbal, written, and interpersonal skills are required.
* Must be proficient in all MS Office applications with advanced Excel spreadsheet skills.

Preferred Qualifications:
* 9 year's experience with a BS/BA or 7 year's experience with an Advanced degree or 3 years with a PhD.
* Experience visualizing data with tools like Tableau, advanced Tableau skills.
* Visa experience or knowledge of the payments industry.
* Self-starter with a demonstrated ability to achieve results as part of an effective team, effectively prioritize and multi-task under deadlines.
* Exhibit advanced planning, organizational and problem-solving skills.
* Expert in manipulating and aggregating Big data - payment data experience is a plus.
* Strategic thinker with superior analytical and problem-solving skills to translate data into meaningful stories and insights.
* Strong communication and story-telling skills in presenting ideas and analysis to various audience levels.
* Team player, results oriented and able to handle numerous projects concurrently.
* Experienced building and delivering power point presentation to senior leaders.
* Fluent Spanish and English speaker, Portuguese is a plus.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 113,100.00 to 164,050.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.